#1 Gaytheist Buddha on 12.25.10 at 4:01 am
Absolutely, if you own a home and have good credit (FICO > 620).
#2 Judy on 12.25.10 at 4:30 am
If you own your home and it’s paid off, you can as long as you have their requirements for things like credit worthiness.
#3 Carol on 12.25.10 at 5:10 am
Yes you can. Typically, people refer to a loan as a “home equity loan” when they already have a first (primary) mortgage on the property.
When your home is owned free and clear and you want to borrow from it, you are getting a new first mortgage.
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